Texas All Lines License Reciprocity
If you’re looking to get your Texas All Lines license, understanding the complexities of Reciprocity is important. We cover everything you need to know about reciprocity below:
Understanding Reciprocity
If you are resident of Texas and you wish to become an insurance adjuster, you need to obtain the Texas All Lines Adjuster License. If you are a non-resident of Texas and live in a state that does not have an adjuster license requirement, and you want to become an insurance adjuster, then you need this Texas All Lines Adjuster License. Non-Residents of Texas, who live in a state that does not require an Adjusters License, are able to designate Texas as their “Home State”. This is Great News for you as you will be able to enjoy the “FULL BENEFITS of RECIPROCITY”! Here’s a list of states that do not have adjuster license requirements, and who are able to deem Texas as their home state:

States That Do Not Have Adjuster License Requirements:
- Alabama
- Alaska
- Arizona
- Arkansas
- Connecticut
- Delaware
- Florida
- Georgia
- Idaho
- Indiana
- Kentucky
- Louisiana
- Maine
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Montana
- Nevada
- New Hampshire
- New Mexico
- North Carolina
- Oklahoma
- Oregon
- Rhode Island
- South Carolina
- Utah
- Vermont
- Washington
- West Virginia
- Wyoming
The following states do not require an adjuster to be licensed to operate in their state:
Colorado, the District of Columbia, Illinois, Iowa, Kansas, Maryland, Missouri, Nebraska, New Jersey, North Dakota, South Dakota, Ohio, Pennsylvania, Tennessee, Virginia and Wisconsin.
The Texas Department of Insurance will allow residents of the states that do not license adjusters to deem Texas as their resident state in order to have the full benefits of Reciprocity.
Please verify this information with the state licensing agency as requirements can change.
Let us help you Become A Licensed Adjuster! If you have any questions about Reciprocity, feel free to give us a call.